Features Security Pricing Open App
Now available in 40+ countries

Your wealth,
reimagined.

Intelligent banking that adapts to your life. Multi-currency accounts, real-time analytics, and military-grade security — all from your pocket.

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$4.2B+
Assets Managed
2.8M
Active Users
99.99%
Uptime SLA
Good morning,
Alessandra
Total Balance
$128,430.54
+3.2% this month
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•••• •••• •••• 4829
A. MORETTI
09/28
Recent
Apple Store
Today, 2:14 PM
-$1,299.00
Salary Deposit
Mar 15
+$8,450.00
256-bit Encrypted
Bank-grade security
Instant Transfers
Under 3 seconds
Multi-Currency Instant Transfers Zero Hidden Fees AI Insights Virtual Cards Portfolio Tracking Multi-Currency Instant Transfers Zero Hidden Fees AI Insights Virtual Cards Portfolio Tracking
Capabilities

Everything your money needs — nothing it doesn't.

Built for people who think about money differently. Six core features, zero complexity.

Multi-Currency Vaults
Hold and convert 40+ currencies at interbank rates. Set auto-conversion rules and never worry about FX fees again.
AI Spend Intelligence
Real-time spending insights powered by machine learning. Get proactive alerts before you overspend, not after.
Virtual & Physical Cards
Unlimited virtual cards for subscriptions. Premium titanium card for in-person. Freeze, set limits, and control from app.
Portfolio Dashboard
Unified view across stocks, crypto, bonds, and savings. Track performance and rebalance with one tap.
Borderless Payments
Send money to 190+ countries in seconds. Recipients get paid in local currency with zero conversion delays.
Smart Savings Vaults
Round-ups, scheduled sweeps, and goal-based savings. Earn up to 4.8% APY on locked vaults with flexible terms.
Trust & Security

Security isn't a feature.
It's the foundation.

Licensed, audited, and insured. Your money is protected by the same standards used by central banks.

Industry Compliance
Certified across every standard that matters.
We don't just meet requirements — we exceed them. Annual third-party audits, penetration testing, and a dedicated security operations center running 24/7.
SOC 2 Type II
PCI DSS Level 1
ISO 27001
GDPR
FCA Regulated
Biometric Auth
Face ID, fingerprint, and device-level hardware keys. Multi-factor by default, not by choice.
FIDO2 Certified
End-to-End Encryption
AES-256 encryption for data at rest. TLS 1.3 for data in transit. Zero-knowledge architecture for sensitive fields.
Zero-Knowledge
Fraud Detection AI
Real-time transaction monitoring using behavioral ML models. Suspicious activity blocked before it clears.
<0.01% Fraud Rate
FDIC-Insured Deposits
Funds held at partner banks with FDIC coverage up to $250K per depositor. Your money is protected, period.
Up to $250K Insured
Get Started

Stop managing money.
Start growing it.

Open your Vaulta account in 3 minutes. No minimum balance, no monthly fees, no paperwork.

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